✈️ Why You Need Travel Insurance: Don’t Leave Without It

Whether you’re planning a family beach trip, a weekend mountain getaway, or an overseas adventure, one thing should always be on your pre-trip checklist: travel insurance.

 

It’s not just about lost luggage or flight delays—travel insurance helps protect your health, your finances, and your peace of mind when you’re far from home.

 

 

What Is Travel Insurance?

 

 

Travel insurance provides coverage for unexpected events that could impact your trip. Depending on your policy, this may include:

 

• Trip cancellations or interruptions
• Medical emergencies abroad
• Emergency medical evacuation
• Lost or delayed baggage
• Travel delays due to weather, strikes, or mechanical issues

 

 

Many plans also include 24/7 support services to help you find local doctors, arrange transportation, or replace lost prescriptions if something goes wrong while traveling.

 

 

Health Coverage When You’re Away

 

 

One of the most important reasons to consider travel insurance is medical protection. Most U.S.-based health insurance plans provide little or no coverage for care received outside the country. Even within the U.S., out-of-network treatment can be costly.

 

Travel insurance with medical coverage ensures you’re protected if:

 

• You get sick on a cruise
• You’re injured during an outdoor excursion
• You need to be transported to a hospital or even back home for care

 

 

These events are rare—but expensive. A single overseas medical emergency could cost thousands without insurance.

 

 

It’s Not Just for International Travel

 

 

While travel insurance is especially valuable for international trips, it can also come in handy for domestic travel. Severe weather, illness, or emergencies can derail even the best-laid plans. With trip interruption coverage, you can recover some or all of your prepaid expenses if you have to cancel.

 

 

How to Choose the Right Plan

 

 

Travel insurance isn’t one-size-fits-all. Consider:

 

• Where you’re going
• How long you’ll be gone
• Your age and health needs
• Activities planned (like skiing, hiking, or cruises)

 

 

You may want to add optional coverage for rental cars, adventure sports, or COVID-19-related issues.

 

 

Talk to Jeff Before You Go

 

 

Don’t let a bump in the road ruin your trip. Whether you’re planning a quick weekend away or a bucket-list journey, Jeff at SC Health Insurance can help you choose a travel insurance plan that fits your needs and budget.

 

📞 Contact Jeff today to explore travel insurance options before your next trip.

Because peace of mind is the best travel companion.